What You Need To Know About Rideshare Car Accident Law
Rideshare apps have become increasingly popular over the past few years. Today, you would be hard-pressed to find a person who doesn't know about Lyft or Uber. This technology has won over many consumers due to the convenience and price-friendliness it offers.
However, given its novel and developing nature, some aspects of ridesharing are still quite confusing. Primary among them is the question of liability when car accidents occur. Read on to find out who is to blame if you get injured in a rideshare car accident.
How to Determine Liability in Rideshare Accidents
If you get injured in a rideshare accident, you must prove three things in order to win your case against the party at fault. First, you have to show that the person who caused the accident owed you a duty of care. If the faulty party is your driver, the fact that you are a fare-paying passenger is enough to prove the existence of this duty. If another person hit the car you were riding in, then they owe that duty to all other road users, including yourself.
Secondly, you have to show that the party at fault breached that duty. Finally, you must show that you suffered some harm as a result of that breach. Liability, in this case, includes any damages, whether monetary or otherwise, that you sustain from the accident.
Insurance for Rideshare Services
Typically, most rideshare drivers have a personal auto insurance policy. However, most such policies provide no cover when the driver uses the car for business, including rideshare work. As such, if you are a rideshare driver and you sustain injuries in a rideshare accident, there is a strong chance that your driver's personal policy will not extend to cover your damages.
So, what other options are available to you? First, you may qualify for the insurance cover that the rideshare companies offer their drivers. Your eligibility for this cover, however, depends on the time of the trip. If the accident occurs when you are on to the app, you may qualify for compensation.
How a Car Accident Lawyer Can Help
There is no denying that asking for damages from insurance companies can be an uphill task. However, working with an experienced attorney can make it much more manageable. A rideshare accident lawyer will not only prepare a strong case for you, but they will also argue it eloquently on your behalf to ensure that you get the compensation you deserve.
Although insurance for rideshare services is a murky area of law, an attorney can help you navigate it successfully. Do not hesitate to contact a lawyer for help with your rideshare car accident.